Cyber insurance can't protect your organization from cybercrime, but it can keep your business on stable financial footing should a significant security event occur.
Via Roger Smith
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"Cyber insurance can't protect your organization from cybercrime, but it can keep your business on stable financial footing should a significant security event occur."
if a significant cyber event happens and you have done little to prevent it then the chance of having a payout on the breach is minimal. Cyber insurance is there to protect you as long as you have made significant investment in securing your organisation.